Price Reduction - Primary on Main
Address
3954 Cottonwood Dr, Loveland, CO
Price
$ 490,000
Property Attributes
  • MLS#1064213
  • TypeSingle Family
  • Listing Status Active
  • CountyLARIMER
  • CityLoveland
  • AreaLoveland-Berthoud
  • NeighborhoodWoodmere
  • Zip80538
  • StyleSingle Family Residence
  • Year Built1976
  • Taxes$ 1988
  • Price$ 490,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage2383
  • Lot Size0.18 Acres
Data Source:
Information and Real Estate Services (IRES)
Property Description

Offered for the first time since it was built, this well-maintained, one-owner 4-bedroom, 2-bath ranch home is located in a highly desirable neighborhood close to schools. Thoughtfully updated over the years, the home combines classic charm with modern improvements. A spacious addition completed in 1985 expanded the home to include a dining/flex room, pantry, office, and laundry room, while durable steel siding was also installed. Additional updates include new windows (2003), an open-concept kitchen remodel with wood flooring and a beautifully finished basement (2005), LeafFilter gutter protection (2017), an active radon mitigation system, and a low-maintenance xeriscape front yard completed in 2025. The functional floor plan offers comfortable living on both levels, with the fourth bedroom featuring a walk-in closet in the finished basement, along with generous recreation and family room space. Outside, you'll find a fully fenced backyard, an attached 2-car garage, and two storage sheds for all your tools and equipment. The extra-wide driveway provides ample RV parking, making this home as practical as it is inviting. With its exceptional care, numerous updates, and sought-after location, this is a rare opportunity to own a home that has been lovingly maintained by its original owner.

Elementary School Middle School High School
Lincoln Elementary School Lucile Middle School Loveland High School
Price History
7/15/2026 Listed $499,000
9/1/2026 2$490,000

General Features

Living Area 2320
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Available,Electricity Available
Roof Composition
Appliances Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave
Zoning R1
Garage Spaces 2
Construction Materials Frame,Metal Siding
Exclusions Personal Property
Year Built 1976
Electric City of Loveland
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number R0348244
County Larimer
New Construction No
Property Type Residential
HOA No
Subdivision Name Woodmere
Possible Use Single Family
Other Structures Storage
Full Baths 1
Status Active
Directions From Hwy 287/N Garfield go West on 37th St to Right/ North on Duffield,Left on Cottonwood
High School Loveland
City Loveland
Disclosures Seller's Property Disclosure
High School District Thompson R2-J
MLS Area Loveland/Berthoud
Elementary School Lincoln
Property Attached Y/N No
Tax Annual Amount 1988
Middle/Junior High School Erwin,Lucile
Standard Status Active
Expected Active Date 2026-07-15
AttributionContact 9702220340

Interior Features

Interior Amenities Eat-in Kitchen,Separate Dining Room,Kitchen Island
Basement Full,Partially Finished
Flooring Wood
Window Features Window Coverings
Above Grade Finished Area 1361
3/4 Baths 1
Total Bedrooms 4
LivingAreaSource Other
Total Baths 2

Exterior Features

Fencing Fenced,Wood
Parking Features RV Access/Parking,Attached
Water Source City
Lot Size Area 7969
Lot Size Acres 0.18
Waterfront Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 80538

Price
AVG $710K
$490K
Taxes
AVG $3,916
$1,988
Year Built
AVG 1999
1976
Visits
AVG 102
65
Data Provided by Inside Real Estate®

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